尊敬的投資者：
我公司發(fā)行的郵銀財富·鴻錦半年定開5號人民幣理財產(chǎn)品（產(chǎn)品代碼：2201JA0005）于2022-04-21成立，截至2025-08-29的產(chǎn)品單位凈值情況如下：
| 估值日期 | 產(chǎn)品份額凈值（元） | 產(chǎn)品累計份額凈值（元） | 認(rèn)（申）購價格（元）/贖回價格（元） |
| 2025-08-29 | 1.1000 | 1.1000 | - |
| 2025-08-22 | 1.0985 | 1.0985 | - |
| 2025-08-15 | 1.0987 | 1.0987 | - |
| 2025-08-08 | 1.0986 | 1.0986 | - |
| 2025-08-01 | 1.0980 | 1.0980 | - |
| 2025-07-25 | 1.0973 | 1.0973 | - |
| 2025-07-18 | 1.0980 | 1.0980 | - |
| 2025-07-11 | 1.0975 | 1.0975 | - |
| 2025-07-04 | 1.0971 | 1.0971 | - |
| 2025-06-30 | 1.0962 | 1.0962 | - |
| 2025-06-27 | 1.0960 | 1.0960 | - |
| 2025-06-20 | 1.0956 | 1.0956 | - |
| 2025-06-13 | 1.0949 | 1.0949 | - |
| 2025-06-06 | 1.0941 | 1.0941 | - |
| 2025-05-30 | 1.0935 | 1.0935 | - |
| 2025-05-23 | 1.0930 | 1.0930 | - |
| 2025-05-16 | 1.0923 | 1.0923 | - |
| 2025-05-09 | 1.0916 | 1.0916 | - |
| 2025-05-06 | 1.0909 | 1.0909 | - |
| 2025-04-25 | 1.0901 | 1.0901 | - |
| 2025-04-21 | 1.0900 | 1.0900 | 1.0900 |
| 2025-04-18 | 1.0898 | 1.0898 | - |
| 2025-04-11 | 1.0892 | 1.0892 | - |
| 2025-04-07 | 1.0890 | 1.0890 | - |
| 2025-03-31 | 1.0879 | 1.0879 | - |
| 2025-03-28 | 1.0876 | 1.0876 | - |
| 2025-03-21 | 1.0866 | 1.0866 | - |
| 2025-03-14 | 1.0859 | 1.0859 | - |
| 2025-03-07 | 1.0855 | 1.0855 | - |
| 2025-02-28 | 1.0851 | 1.0851 | - |
| 2025-02-21 | 1.0851 | 1.0851 | - |
| 2025-02-14 | 1.0851 | 1.0851 | - |
| 2025-02-07 | 1.0846 | 1.0846 | - |
| 2025-02-05 | 1.0843 | 1.0843 | - |
| 2025-01-24 | 1.0833 | 1.0833 | - |
| 2025-01-17 | 1.0828 | 1.0828 | - |
| 2025-01-10 | 1.0826 | 1.0826 | - |
| 2025-01-03 | 1.0821 | 1.0821 | - |
| 2024-12-31 | 1.0818 | 1.0818 | - |
| 2024-12-27 | 1.0814 | 1.0814 | - |
| 2024-12-20 | 1.0809 | 1.0809 | - |
| 2024-12-13 | 1.0799 | 1.0799 | - |
| 2024-12-06 | 1.0783 | 1.0783 | - |
| 2024-11-29 | 1.0767 | 1.0767 | - |
| 2024-11-22 | 1.0759 | 1.0759 | - |
| 2024-11-15 | 1.0754 | 1.0754 | - |
| 2024-11-08 | 1.0747 | 1.0747 | - |
| 2024-11-01 | 1.0746 | 1.0746 | - |
| 2024-10-25 | 1.0742 | 1.0742 | - |
| 2024-10-21 | 1.0741 | 1.0741 | 1.0741 |
| 2024-10-18 | 1.0739 | 1.0739 | - |
| 2024-10-11 | 1.0725 | 1.0725 | - |
| 2024-10-08 | 1.0729 | 1.0729 | - |
| 2024-09-30 | 1.0726 | 1.0726 | - |
| 2024-09-27 | 1.0728 | 1.0728 | - |
| 2024-09-20 | 1.0724 | 1.0724 | - |
| 2024-09-13 | 1.0719 | 1.0719 | - |
| 2024-09-06 | 1.0716 | 1.0716 | - |
| 2024-08-30 | 1.0710 | 1.0710 | - |
| 2024-08-23 | 1.0706 | 1.0706 | - |
| 2024-08-16 | 1.0699 | 1.0699 | - |
| 2024-08-09 | 1.0692 | 1.0692 | - |
| 2024-08-02 | 1.0687 | 1.0687 | - |
| 2024-07-26 | 1.0679 | 1.0679 | - |
| 2024-07-19 | 1.0673 | 1.0673 | - |
| 2024-07-12 | 1.0666 | 1.0666 | - |
| 2024-07-05 | 1.0656 | 1.0656 | - |
| 2024-06-30 | 1.0645 | 1.0645 | -- |
| 2024-06-28 | 1.0644 | 1.0644 | - |
| 2024-06-21 | 1.0637 | 1.0637 | - |
| 2024-06-14 | 1.0630 | 1.0630 | - |
| 2024-06-07 | 1.0624 | 1.0624 | - |
| 2024-05-31 | 1.0615 | 1.0615 | - |
| 2024-05-24 | 1.0607 | 1.0607 | - |
| 2024-05-17 | 1.0601 | 1.0601 | - |
| 2024-05-10 | 1.0592 | 1.0592 | - |
| 2024-05-06 | 1.0587 | 1.0587 | - |
| 2024-04-26 | 1.0579 | 1.0579 | - |
| 2024-04-22 | 1.0575 | 1.0575 | 1.0575 |
| 2024-04-19 | 1.0573 | 1.0573 | - |
| 2024-04-12 | 1.0564 | 1.0564 | - |
| 2024-04-07 | 1.0556 | 1.0556 | - |
| 2024-03-31 | 1.0548 | 1.0548 | -- |
| 2024-03-29 | 1.0547 | 1.0547 | - |
| 2024-03-22 | 1.0544 | 1.0544 | - |
| 2024-03-15 | 1.0536 | 1.0536 | - |
| 2024-03-08 | 1.0530 | 1.0530 | - |
| 2024-03-01 | 1.0521 | 1.0521 | - |
| 2024-02-23 | 1.0517 | 1.0517 | - |
| 2024-02-18 | 1.0511 | 1.0511 | - |
| 2024-02-09 | 1.0504 | 1.0504 | - |
| 2024-02-02 | 1.0502 | 1.0502 | - |
| 2024-01-26 | 1.0502 | 1.0502 | - |
| 2024-01-19 | 1.0486 | 1.0486 | - |
| 2024-01-12 | 1.0491 | 1.0491 | - |
| 2024-01-05 | 1.0486 | 1.0486 | - |
| 2023-12-31 | 1.0490 | 1.0490 | - |
| 2023-12-29 | 1.0489 | 1.0489 | - |
| 2023-12-22 | 1.0465 | 1.0465 | - |
| 2023-12-15 | 1.0464 | 1.0464 | - |
| 2023-12-08 | 1.0450 | 1.0450 | - |
| 2023-12-01 | 1.0462 | 1.0462 | - |
| 2023-11-24 | 1.0456 | 1.0456 | - |
| 2023-11-17 | 1.0455 | 1.0455 | - |
| 2023-11-10 | 1.0443 | 1.0443 | - |
| 2023-11-03 | 1.0434 | 1.0434 | - |
| 2023-10-27 | 1.0423 | 1.0423 | - |
| 2023-10-20 | 1.0408 | 1.0408 | 1.0408 |
| 2023-10-13 | 1.0418 | 1.0418 | - |
| 2023-10-10 | 1.0415 | 1.0415 | - |
| 2023-10-07 | 1.0408 | 1.0408 | - |
| 2023-09-30 | 1.0402 | 1.0402 | -- |
| 2023-09-28 | 1.0401 | 1.0401 | - |
| 2023-09-22 | 1.0403 | 1.0403 | - |
| 2023-09-15 | 1.0397 | 1.0397 | - |
| 2023-09-08 | 1.0383 | 1.0383 | - |
| 2023-09-01 | 1.0412 | 1.0412 | - |
| 2023-08-25 | 1.0406 | 1.0406 | - |
| 2023-08-18 | 1.0408 | 1.0408 | - |
| 2023-08-11 | 1.0398 | 1.0398 | - |
| 2023-08-04 | 1.0395 | 1.0395 | - |
| 2023-07-28 | 1.0390 | 1.0390 | - |
| 2023-07-21 | 1.0378 | 1.0378 | - |
| 2023-07-14 | 1.0365 | 1.0365 | - |
| 2023-07-07 | 1.0342 | 1.0342 | - |
| 2023-06-30 | 1.0329 | 1.0329 | - |
| 2023-06-25 | 1.0310 | 1.0310 | - |
| 2023-06-16 | 1.0320 | 1.0320 | - |
| 2023-06-09 | 1.0281 | 1.0281 | - |
| 2023-06-02 | 1.0286 | 1.0286 | - |
| 2023-05-26 | 1.0322 | 1.0322 | - |
| 2023-05-19 | 1.0299 | 1.0299 | - |
| 2023-05-12 | 1.0279 | 1.0279 | - |
| 2023-05-05 | 1.0269 | 1.0269 | - |
| 2023-04-28 | 1.0276 | 1.0276 | - |
| 2023-04-21 | 1.0254 | 1.0254 | - |
| 2023-04-20 | 1.0282 | 1.0282 | 1.0282 |
| 2023-04-14 | 1.0285 | 1.0285 | - |
| 2023-04-10 | 1.0282 | 1.0282 | - |
| 2023-04-07 | 1.0271 | 1.0271 | - |
| 2023-03-31 | 1.0261 | 1.0261 | - |
| 2023-03-24 | 1.0223 | 1.0223 | - |
| 2023-03-17 | 1.0180 | 1.0180 | - |
| 2023-03-10 | 1.0173 | 1.0173 | - |
| 2023-03-03 | 1.0207 | 1.0207 | - |
| 2023-02-24 | 1.0207 | 1.0207 | - |
| 2023-02-17 | 1.0199 | 1.0199 | - |
| 2023-01-31 | 1.0171 | 1.0171 | - |
| 2022-12-31 | 1.0066 | 1.0066 | -- |
| 2022-12-30 | 1.0065 | 1.0065 | - |
| 2022-11-30 | 1.0140 | 1.0140 | - |
| 2022-10-31 | 1.0227 | 1.0227 | - |
| 2022-10-20 | 1.0222 | 1.0222 | 1.0222 |
| 2022-10-10 | 1.0199 | 1.0199 | - |
| 2022-09-30 | 1.0188 | 1.0188 | - |
| 2022-08-31 | 1.0179 | 1.0179 | - |
| 2022-07-31 | 1.0127 | 1.0127 | -- |
| 2022-06-30 | 1.0052 | 1.0052 | - |
| 2022-05-31 | 1.0039 | 1.0039 | - |
| 2022-04-30 | 1.0004 | 1.0004 | -- |
| 2022-04-20 | 1 | 1 | - |
備注：認(rèn)（申）購價格和贖回價格即為產(chǎn)品份額凈值。
【風(fēng)險提示】
理財產(chǎn)品過往業(yè)績不代表其未來表現(xiàn)，不等于理財產(chǎn)品實際收益，投資須謹(jǐn)慎。
本產(chǎn)品無預(yù)期收益率，產(chǎn)品凈值隨所投資資產(chǎn)的估值變動，產(chǎn)品申購、贖回、清算以產(chǎn)品凈值為計算基礎(chǔ)，客戶所能獲得的最終收益以實際支付的為準(zhǔn)。
我公司將恪守勤勉盡責(zé)的原則，合理配置資產(chǎn)組合，為客戶提供專業(yè)化的理財服務(wù)。客戶應(yīng)密切關(guān)注郵儲銀行官網(wǎng)與本產(chǎn)品有關(guān)的信息披露，以免造成不必要的損失。
中郵理財有限責(zé)任公司
2025年09月01日
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